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My friend stop paying mobile phone installement

  • September 13, 2025
  • 17 Antworten
  • 172 Aufrufe

Hey team , my friend got a apple 16 pro max on installement with contract of o2 and he stopped paying installement 

 

what will be the consiquences schufa , debt collection agency

 

can o2 blacklist his imei ? 

edit o2_Solveig 15.09.2025, moved from o2 My Handy → English o2 Community : Mobile 

Lösung von o2_Daniela

@mhabeast 

the IMEI will not be blocked, nor will the cell phone be blacklisted. The only thing that will happen is that the My Handy contract will be terminated and the amount must be paid in one lump sum. If the amount is not paid, the case will be forwarded to a debt collection agency.

Best regards 
Daniela

17 Antworten

salov
Mentor:in
Forum|alt.badge.img+11
  • Mentor:in
  • September 14, 2025

Contract will be terminated and outstanding installments become due immediately at once


  • Autor
  • Besucher:in
  • September 14, 2025

@salov can o2 or other company in germany block or blacklist his phone imei or not ? 


bs0
Legende
Forum|alt.badge.img+43
  • Legende
  • September 14, 2025

What do you mean by blacklisting the IMEI?


  • Autor
  • Besucher:in
  • September 14, 2025

@bs0 blacklist mean blocking the imei , if he is unable to pay the installement can o2 block his imei ? due to unpaid bill , iphone manufacturer


Bollermann
Legende
Forum|alt.badge.img+46
  • September 14, 2025

@bs0 

Er möchte glaube ich wissen, ob das iPhone gesperrt wird und nicht mehr nutzbar ist, wenn die Raten nicht mehr gezahlt werden. 

 


Sächsin
Legende
  • September 14, 2025

@Bollermann  das wäre ne Idee, die ich befürworten würde ... aber leider macht man das m.W.n. nicht 


  • Autor
  • Besucher:in
  • September 14, 2025

@Bollermann that what im asking , but on this forum iv read multiple post that o2 dont block or blacklist imei they just terminage and block the sim service

 

that what i told my friend to payoff the bill on right time before getting into schufa list

 

 


  • Autor
  • Besucher:in
  • September 14, 2025

@Sächsin because o2 dont block imei , or blacklist , they only do in one scenario if the mobile got snatch you and put the police complain , i think is that true or not , you are experts you have better knowledge


schluej
Legende
  • September 14, 2025

In Germany IMEI blocking will not be just from provider.

Typically, a debt collection agency will first collect the money. If that fails, an attempt will be made to obtain an enforceable title through the courts. Finally, there's the possibility of entries being made in, for example, the Schufa credit reporting agency.

With luck he will get no credit or a new mobile contract.


bs0
Legende
Forum|alt.badge.img+43
  • Legende
  • September 14, 2025

@mhabeast Correct. o2 will not block the IMEI. They will first cancel the credit agreement and request immediate payment in full. If payment is not forthcoming, they will simply pass the debt to a debt collection agency, which may ultimately take the case to court. The payment default will most likely lead to a negative Schufa entry and problems obtaining credit in the future.


  • Autor
  • Besucher:in
  • September 14, 2025

@bs0 ​@schluej yeah that what im asking about , i have told the same thing to my friend , that your imei will be safe for entire life , but you may face many consequences in further life which will be on your head for your unpaid debt…

 

which may lead you the the negative schufa and negative credit for future you will never get any contract neither any sim on contract

 

thanks in advance for all your precious reply 


o2_Daniela
  • Moderatorin
  • September 14, 2025

Hallo ​@mhabeast,

we're glad you found your way to the o2 Community and decided to join us here - welcome🤗

It's great to see how much support you've already received here. Thank you all very much.🤝
Did the answers help you?

If you have any further questions, please let us know.

Best regards
Daniela


  • Autor
  • Besucher:in
  • September 14, 2025

@o2_Daniela just a few thing i want to ask is that

do o2 have enough authority to block/blacklist the imei for unpaid phone contract bill ? like contract of phone 


o2_Manga
  • September 19, 2025

@mhabeast 

no, there is no option like this. I just wonder if you signed the contract in your name and gave the phone to your friend hoping he/she will pay just in time?

You are quite engaged in this question so it seems you are feared of the consequences.

Greetings

Manga


  • Autor
  • Besucher:in
  • September 19, 2025

@o2_Manga no its not my contract , im just asking all the stuff and question behalf of my friend.

 

all i know is that o2 can report to schufa about the late payment but i dont know about the imei block or blacklist


o2_Daniela
  • Moderatorin
  • Lösung
  • September 19, 2025

@mhabeast 

the IMEI will not be blocked, nor will the cell phone be blacklisted. The only thing that will happen is that the My Handy contract will be terminated and the amount must be paid in one lump sum. If the amount is not paid, the case will be forwarded to a debt collection agency.

Best regards 
Daniela


  • Autor
  • Besucher:in
  • September 20, 2025

@o2_Daniela yeah i heard about debt collection agency , conveyed further same as i receive 

 

thanks